Copyright © 2010-2012 Asian Pacific Insurance Agency, Inc. All rights reserved.
560 W. Main Street C206 - Alhambra, CA 91801 Tel:626-692-6388 Fax:626-371-9212
What Is Commercial Insurance?
If you own a business, you may want to consider purchasing commercial insurance. Commercial insurance is insurance for
businesses and can protect you from theft, damage, liability and more. Commercial insurance could potentially save you
hundreds of thousands of dollars. There are many types of commercial insurance, so be sure to discuss your needs with
an insurance agent.

Property Insurance
Property insurance covers you for loss or damage to your business property and includes loss of business equipment, land
and buildings, fire damage, burst pipes, storms, theft and more.

Liability Insurance
Liability insurance protects you from lawsuits for injuries caused to others. It pays for medical expenses and covers you for
libel and slander. Malpractice insurance is one example of liability insurance.

Commercial Auto Insurance
If you use a commercial vehicle, you may need commercial auto insurance. It's similar to personal auto insurance but may
differ in coverage, exclusion and limits.

Worker's Compensation Insurance
Worker's compensation insurance covers you when employees get injured on the job. In some states, you may be required
to purchase worker's comp.

Other Types of Commercial Insurance
Other types of commercial insurance include crime insurance, tenant's insurance, errors and omission insurance and more.
Depending on where you purchase your insurance, the labels may change, so be sure that you understand exactly what
type of insurance you are purchasing and all that it covers.